925-353-7700
Call and ask about our Free Grant Down Payment Assistance Program Now!
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No matter what type of loan you need, we're with you every step of the way.
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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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REFINANCING is easy with our professionals' help.
Home Purchase Loans and Refinancing in California
Welcome to the official site of ROSS MORTGAGE. We are a full-service mortgage company based in San Ramon, CA. We are licensed to provide mortgage loans to anyone who qualifies anywhere in the state of California. We specialize in Home Purchase Loans and Refinancing in the entire state of California including the cities of San Ramon, Pleasanton, Dublin, Danville, Black Hawk, and Walnut Creek. We also serve the surrounding cities in Contra Costa County, Alameda County, Oakland, Alameda, Hayward, Fremont, Dublin, Berkeley, Marin County, Sausalito, Tiburon, San Francisco, San Mateo, Palo Alto, San Jose, Santa Clara, Santa Cruz, Sacramento, El Dorado Hills, Monterey, Los Angeles, Orange County, and San Diego. Whether you are buying a home or refinancing in any of these zip codes: 94583, 94506, or 94568, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
Contact ROSS MORTGAGE today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Recent Articles
Dec
01
2025
01
2025
Stronger Data Last Week Caused a Slight Rate Bump
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...
Nov
21
2025
21
2025
What Today’s Jobs Report Means for Mortgage Rates
Today’s mortgage rate movement came down to one thing: the long-awaited jobs report. And while the numbers were mixed, the overall effect was simple — mortgage rates held steady instead of rising. Here’s what happened and what it means if you’re thinking...
Today’s mortgage rate movement came down to one thing: the long-awaited jobs report. And while the numbers were mixed, the overall effect was simple — mortgage rates held steady instead of rising. Here’s what happened and what it means if you’re thinking...
Nov
11
2025
11
2025
50-Year Mortgages? Here’s What You Need to Know
A New Idea: 50-Year Mortgages According to a recent Forbes report, the Trump administration says it’s exploring the possibility of 50-year mortgages as part of a plan to make monthly housing payments more affordable. It’s an eye-catching headline — a mortgage...
A New Idea: 50-Year Mortgages According to a recent Forbes report, the Trump administration says it’s exploring the possibility of 50-year mortgages as part of a plan to make monthly housing payments more affordable. It’s an eye-catching headline — a mortgage...
Nov
08
2025
08
2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
What’s Changing Fannie Mae — one of the two major agencies that back conventional mortgages — just made a major update to its Desktop Underwriter (DU) system, the automated tool lenders use to approve home loans. Until now, most conventional loans required a...
What’s Changing Fannie Mae — one of the two major agencies that back conventional mortgages — just made a major update to its Desktop Underwriter (DU) system, the automated tool lenders use to approve home loans. Until now, most conventional loans required a...
