925-353-7700

Call and ask about our Free Grant Down Payment Assistance Program Now!

  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

Today's Rates
View All
Apply Now
Get Started
Mortgage News
See All

Home Purchase Loans and Refinancing in California

Welcome to the official site of ROSS MORTGAGE. We are a full-service mortgage company based in San Ramon, CA. We are licensed to provide mortgage loans to anyone who qualifies anywhere in the state of California. We specialize in Home Purchase Loans and Refinancing in the entire state of California including the cities of San Ramon, Pleasanton, Dublin, Danville, Black Hawk, and Walnut Creek. We also serve the surrounding cities in Contra Costa County, Alameda County, Oakland, Alameda, Hayward, Fremont, Dublin, Berkeley, Marin County, Sausalito, Tiburon, San Francisco, San Mateo, Palo Alto, San Jose, Santa Clara, Santa Cruz, Sacramento, El Dorado Hills, Monterey, Los Angeles, Orange County, and San Diego. Whether you are buying a home or refinancing in any of these zip codes: 94583, 94506, or 94568, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

Contact ROSS MORTGAGE today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Sep
11
2024
How to Dodge the Top 3 Mortgage Blunders in Today’s Market
When buying a home, securing the best mortgage rate is key to saving money over the long haul. But in the rush to lock in a rate, many homebuyers make common mistakes that can cost them more than they expect. Avoiding these pitfalls can help ensure you get the best deal possible. Here are three...
Sep
04
2024
The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
If you’ve been keeping an eye on the housing market recently, you know that sellers have had the upper hand for quite some time. With challenging prices, fierce bidding wars, and limited inventory, the market has been heavily tilted in favor of sellers. However, there are signs...
Aug
28
2024
2025 Real Estate Forecast: The Surprising Truth About Buying Now!
As we look ahead to 2025, it’s important to understand where the housing market might be heading. Whether you’re thinking of buying or selling a home, knowing what experts predict can help you make informed decisions. However, if you’re considering holding off on...
Aug
21
2024
Locking In Your Mortgage Rate: Why and When to Lock it
When you're on the path to buying a home, one of the most important decisions is whether to lock in your mortgage rate. But what exactly does that mean, and why is it such a big deal? Let’s break it down. What Is a Mortgage Rate Lock? A mortgage rate lock is like making a reservation at...
background banner image

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand ROSS MORTGAGE's Privacy Policy.