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  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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Home Purchase Loans and Refinancing in California

Welcome to the official site of ROSS MORTGAGE. We are a full-service mortgage company based in San Ramon, CA. We are licensed to provide mortgage loans to anyone who qualifies anywhere in the state of California. We specialize in Home Purchase Loans and Refinancing in the entire state of California including the cities of San Ramon, Pleasanton, Dublin, Danville, Black Hawk, and Walnut Creek. We also serve the surrounding cities in Contra Costa County, Alameda County, Oakland, Alameda, Hayward, Fremont, Dublin, Berkeley, Marin County, Sausalito, Tiburon, San Francisco, San Mateo, Palo Alto, San Jose, Santa Clara, Santa Cruz, Sacramento, El Dorado Hills, Monterey, Los Angeles, Orange County, and San Diego. Whether you are buying a home or refinancing in any of these zip codes: 94583, 94506, or 94568, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

Contact ROSS MORTGAGE today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Apr
10
2024
Balancing Act: The Art of Compromise in Home Buying
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible can open up new possibilities and help...
Apr
03
2024
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into these traps can lead to costly...
Mar
27
2024
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Is it a good time to buy a home? That's the question many prospective buyers are pondering. The decision to take the plunge into homeownership is a significant one, influenced by various factors ranging from personal finances to market trends. If you find yourself in this position,...
Mar
20
2024
Second Time's the Charm: Navigating Your Next Home Purchase
So, you're ready to dive back into the exhilarating world of homebuying for the second time around? As your local mortgage pro in the heart of our community, we're here to walk you through the process and answer some burning questions, including whether you can utilize government loans...
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